Retirement for Public School & College Employees

Teachers and other professionals who work in the education field experience different financial planning options and complexities than other career paths. After making a difference in the lives of students for years, you deserve to relax and enjoy retirement. 

If you are a school-district employee, there are multiple retirement plan options to consider. You can contribute to a 403(b) plan, a 457(b) plan, or both. To learn more or enroll in a plan please visit our dedicated website.

Making pre-tax contributions can lower your taxable income and may reduce your current income tax. If your plan permits, you may also make after-tax contributions to a Roth account. Either way, taxes on your earnings from your account are deferred until withdrawn. Withdrawals from a Roth account are potentially tax-free if certain conditions are met.

From saving for retirement to protecting your assets, our dedicated team of professionals can help you build a financial plan that takes into account your short- and long-term goals. 

Key Benefits of 403(b) and 457(b) Retirement Accounts:

  • Tax-deferred growth potential and compounding
  • Lowering your taxable income
  • Automatic contributions from your paycheck
  • Consolidate all of your retirement accounts
  • Access your money through loan features
  • Catch-up contributions for over age 50 and for years of service
  • Buy additional years of service credits tax-free
  • Penalty-free early withdrawal options
  • Roth 403(b) and 457(b) options

As an education professional, working with a dedicated dedicated Retirement Plan Advisor is one of the smartest decisions you can make to create the future you want. Contact us today to start making plans for your future. 

Contact us today to learn more. 

Thank you!