Retirement for Public School & College Employees

Teachers and other professionals who work in the education field experience different financial planning options and complexities than other career paths. After making a difference in the lives of students for years, you deserve to relax and enjoy retirement. 

If you are a school-district employee, there are multiple retirement plan options to consider. You can contribute to a 403(b) plan, a 457(b) plan, or both. To learn more or enroll in a plan please visit our dedicated website.

Making pre-tax contributions can lower your taxable income and may reduce your current income tax. If your plan permits, you may also make after-tax contributions to a Roth account. Either way, taxes on your earnings from your account are deferred until withdrawn. Withdrawals from a Roth account are potentially tax-free if certain conditions are met.

From saving for retirement to protecting your assets, our dedicated team of professionals can help you build a financial plan that takes into account your short- and long-term goals. 

Key Benefits of 403(b) and 457(b) Retirement Accounts:

• Tax-deferred growth potential and compounding
• Lowering your taxable income
• Automatic contributions from your paycheck
• Consolidate all of your retirement accounts
• Access your money through loan features
• Catch-up contributions for over age 50 and for years of service
• Buy additional years of service credits tax-free
• Penalty-free early withdrawal options
• Roth 403(b) and 457(b) options

As an education professional, working with a dedicated dedicated Retirement Plan Advisor is one of the smartest decisions you can make to create the future you want. Contact us today to start making plans for your future.