If you are a member of the education community, you’ve heard about FRS and D.R.O.P. but do you really know how to make the most of this option? Participating in D.R.O.P. allows you to effectively retire and accumulate your retirement benefits while delaying your termination. Understand your options when exiting D.R.O.P. and discuss the pros and cons of each.

In this complimentary seminar you’ll learn about:

• Identifying the income you’ll need for retirement
• Options for replacing income in retirement
• Understanding D.R.O.P. and how to qualify

        …and more!

This seminar will be presented by Financial Consultant, Nick Manukas.